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Regarding the 10 years ago I been making an application for playing cards

Regarding the 10 years ago I been making an application for playing cards

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  • #21

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  • #23

I you should never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card loans Our Town AL I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all you guys which need to buy a house or loans one thing.. hope in order to god you have a good credit score. In my opinion particular guys you to definitely believe that credit cards worst you would like observe the picture as a whole. Simply because *you* individually were able to spend cash getting what you does not suggest they will work for everybody else. Even with everything i had written more than We Also (at a time) paid back dollars getting everything you. I won’t enter the causes here but it resolved as well to some extent. The main one disadvantage to that was I’m able to Never ever apply for a charge card.. you will definitely never ever get that loan. Skip to acquire property unless of course I robbed a lender.

In conclusion over the past 10 years I want to has billed on the 100K worth of blogs. Ive racked up a lot of prize affairs ect ect. There are times when I pay dollars to own posts however, you to form I am wanting a cost savings. I understand there is dudes towards the here which have checked out a good car and man wishes 3K for it and also you initiate the fresh new dealings and you can push involves push additionally the wad of money happens! Gotta think its great!